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CA Department of Insurance

Dental Medical Loss Ratio

AB 1962 (Skinner –Chap. 567, Stats. of 2014) requires health plans and health insurers that
offer, sell, issue, or renew a specialized health plan contract or health insurance policy covering
dental services to file a Medical Loss Ratio report with the California Department of Insurance (CDI) or the Department of Managed Health Care (DMHC). On March 15th, 2015, CDI and DMHC issued joint guidance to health plans and health insurers subject to the provisions of the bill regarding
compliance. The guidance can be found here: AB 1962 Guidance

The bill also requires CDI and DMHC to make the reports public. Below please find the reports filed with CDI.

Insurer Name
2014
Filing Year

2015
Filing Year
2016
Filing Year
ACE American Insurance CompanyHAO-2015-0238  
Aetna Life Insurance CompanyHAO-2015-0227HAO-2016-0230HAO-2017-0245
American National Life Insurance Company of Texas
HAO-2015-0228HAO-2016-0272HAO-2017-0229
Ameritas Life Insurance CorpHAO-2015-0234HAO-2016-0216HAO-2017-0241
Anthem Blue Cross Life and Health Insurance CompanyHAO-2015-0214HAO-2016-0243HAO-2017-0255
Blue Shield of CA Life & Health Insurance CompanyHAO-2015-0213HAO-2016-0226HAO-2017-0228
Chesapeak Life Insurance CompanyHAO-2015-0222HAO-2016-0223HAO-2017-0210
Cigna Health & Life Insurance CompanyHAO-2015-0243HAO-2016-0233HAO-2017-0258
Connecticut General Life Insurance CompanyHAO-2015-0242HAO-2016-0231HAO-2017-0259
Dearborn National Life Insurance CompanyHAO-2015-0207HAO-2016-0261HAO-2017-0252
Dentegra Insurance CompanyHAO-2015-0226HAO-2016-0211HAO-2017-0216
Dentegra Insurance CompanyHAO-2015-0230HAO-2016-0212HAO-2017-0217
Golden Rule Insurance CompanyHAO-2015-0217HAO-2016-0209HAO-2017-0221
Guardian Life Insurance CompanyHAO-2015-0239HAO-2016-0237HAO-2017-0219
Humana Dental Insurance CompanyHAO-2015-0218HAO-2016-0210HAO-2017-0214
Humana Insurance Company  HAO-2017-0215
Kaiser Permanente Insurance CompanyHAO-2015-0224HAO-2016-0258HAO-2017-0236
Lincoln National Life Insurance CompanyHAO-2015-0225HAO-2016-0219HAO-2017-0237
Metropolitan Life Insurance CompanyHAO-2015-0216HAO-2016-0213HAO-2017-0222
Mid-West National Life Insurance Company of TennesseeHAO-2015-0223HAO-2016-0234HAO-2017-0209
National Guardian Life Insurance Company
 HAO-2016-0276HAO-2017-0231
Nippon Life Insurance Company of AmericaHAO-2015-0221HAO-2016-0214HAO-2017-0227
Pan American Life Insurance CompanyHAO-2016-0018HAO-2016-0220HAO-2017-0240
Physicians Mutual Insurance CompanyHAO-2015-0244HAO-2016-0222HAO-2017-0220
Premier Access Insurance CompanyHAO-2015-0241HAO-2016-0225HAO-2017-0225
Principal Life Insurance CompanyHAO-2015-0220HAO-2016-0218HAO-2017-0224
Reliance Standard Life Insurance Company

HAO-2015-0233

HAO-2016-0215HAO-2017-0242
Renaissance Life & Health Insurance CompanyHAO-2015-0236
HAO-2016-0208HAO-2017-0205
Securian Life Insurance Company

HAO-2015-0237

HAO-2016-0227HAO-2017-0261
Standard Insurance Company

HAO-2015-0232

HAO-2016-0217HAO-2017-0243
Standard Life & Accident Insurance Company

HAO-2015-0229

HAO-2016-0277HAO-2017-0230
Sun Life Assurance Company of CanadaHAO-2016-0257HAO-2017-0238
Transamerica Life Insurance Company

HAO-2015-0235

HAO-2018-0016
Unicare Life & Health Insurance Company

HAO-2015-0215

HAO-2016-0242HAO-2017-0254
Unimerica Insurance Company

HAO-2015-0219

HAO-2016-0224HAO-2017-0232
Union Security Insurance Company KC

HAO-2015-0240

HAO-2016-0229HAO-2017-0239
United Concordia Insurance CompanyHAO-2015-0282
UnitedHealthcare Insurance Company

HAO-2015-0231

HAO-2016-0221HAO-2017-0244
UnitedHealthcare Life Insurance Company  HAO-2017-0226

 

Please see DMHC's web site for reports filed by health plans regulated by DMHC.

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