12 Hours of Study on Ethics and the California Insurance Code and License Examination Objectives
License Examinations Available in Multiple Languages
On January 1, 2024, the California Department of Insurance (Department) sponsored bill, Assembly Bill 451 (Calderon, Chapter 136, Statutes of 2023) took effect. This new law amends California Insurance Code section 1677 requiring the Department to offer its English language license examinations in Spanish, Korean, Simplified Chinese, and Vietnamese. On July 1, 2024, these license examinations were also available in Tagalog.
Schedule Your License Examination
Individuals can schedule their Spanish, Korean, Simplified Chinese, and Vietnamese language license examinations online through PSI’s Examination Scheduling Service or by telephone at (833) 518-7456. For additional information, please review the Department’s Notice regarding New Examinations Available in Spanish, Simplified Chinese, Vietnamese, and Korean beginning January 1, 2024, and Tagalog on July 1, 2024.
To assist license examinees and the Department’s approved education providers, the 12 Hours of Study on Ethics and the California Insurance Code and License Examination Objectives listed below are available in Spanish, Korean, Simplified Chinese, Vietnamese and Tagalog. All documents are in Word format.
12 Hours of Study on Ethics and the California Insurance Code and License Examination Objectives
The topic changes that were made to the 12 Hours of Study on Ethics and California Insurance Code and the topic specific License Examination Objectives can be found in the Archived Prelicensing Objectives.
English Language License Examination Objectives
Effective January 1, 2026
- Accident and Health or Sickness License Examination Objectives
- Bail Educational Objectives
- Casualty License Examination Objectives
- Commercial License Examination Objectives
- Insurance Adjuster (Independent) Examination Objectives
- Life and Disability Analyst Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Examination Objectives
- Life License Examination Objectives
- Limited Lines Automobile License Examination Objectives
- Personal Lines License Examination Objectives
- Property License Examination Objectives
- Public Insurance Adjuster Educational Objectives
- 12 Hours of Study on Ethics and the California Insurance Code
Effective Until December 31, 2025
- Accident and Health or Sickness Educational Objectives
- Bail Educational Objectives
- Casualty Educational Objectives
- Commercial Educational Objectives
- Insurance Adjuster (Independent) Examination Objectives
- Life and Disability Analyst Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Examination Objectives
- Life Educational Objectives
- Limited Lines Automobile Educational Objectives
- Personal Lines Educational Objectives
- Property Educational Objectives
- Public Insurance Adjuster Educational Objectives
- 12-Hour-Ethics (One Hour Study on Insurance Fraud Added)
Korean Language License Examination Objectives
Effective January 1, 2026 (Coming Soon)
- Accident and Health or Sickness Korean Language Educational Objectives
- Casualty Korean Language Educational Objectives
- Commercial Korean Language Educational Objectives
- Life and Disability Analyst Korean Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Korean Language
Examination Objectives - Life Korean Language Educational Objectives
- Limited Lines Automobile Korean Language Educational Objectives
- Personal Lines Korean Language Educational Objectives
- Property Korean Language Educational Objectives
Effective Until December 31, 2025
- Accident and Health or Sickness Korean Language Educational Objectives
- Casualty Korean Language Educational Objectives
- Commercial Korean Language Educational Objectives
- Life and Disability Analyst Korean Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Korean Language
Examination Objectives - Life Korean Language Educational Objectives
- Limited Lines Automobile Korean Language Educational Objectives
- Personal Lines Korean Language Educational Objectives
- Property Korean Language Educational Objectives
Simplified Chinese Language License Examination Objectives
Effective January 1, 2026 (Coming Soon)
- Accident and Health or Sickness Simplified Chinese Language Educational Objectives
- Casualty Simplified Chinese Language Educational Objectives
- Commercial Simplified Chinese Language Educational Objectives
- Life and Disability Analyst Simplified Chinese Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Simplified Chinese Language
- Examination Objectives
- Life Simplified Chinese Language Educational Objectives
- Limited Lines Automobile Simplified Chinese Language Educational Objectives
- Personal Lines Simplified Chinese Language Educational Objectives
- Property Simplified Chinese Language Educational Objectives
Effective Until December 31, 2025
- Accident and Health or Sickness Simplified Chinese Language Educational Objectives
- Casualty Simplified Chinese Language Educational Objectives
- Commercial Simplified Chinese Language Educational Objectives
- Life and Disability Analyst Simplified Chinese Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Simplified Chinese Language
- Examination Objectives
- Life Simplified Chinese Language Educational Objectives
- Limited Lines Automobile Simplified Chinese Language Educational Objectives
- Personal Lines Simplified Chinese Language Educational Objectives
- Property Simplified Chinese Language Educational Objectives
Spanish Language License Examination Objectives
Effective January 1, 2026 (Coming Soon)
- Accident and Health or Sickness Spanish Language Educational Objectives
- Casualty Spanish Language Educational Objectives
- Commercial Spanish Language Educational Objectives
- Life and Disability Analyst Spanish Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Spanish Language
Examination Objectives - Life Spanish Language Educational Objectives
- Limited Lines Automobile Spanish Language Educational Objectives
- Personal Lines Spanish Language Educational Objectives
- Property Spanish Language Educational Objectives
- 12 Hour Ethics and California Insurance Code Spanish Language Educational Objectives
Effective Until December 31, 2025
- Accident and Health or Sickness Spanish Language Educational Objectives
- Casualty Spanish Language Educational Objectives
- Commercial Spanish Language Educational Objectives
- Life and Disability Analyst Spanish Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Spanish Language
Examination Objectives - Life Spanish Language Educational Objectives
- Limited Lines Automobile Spanish Language Educational Objectives
- Personal Lines Spanish Language Educational Objectives
- Property Spanish Language Educational Objectives
- 12 Hour Ethics and California Insurance Code Spanish Language Educational Objectives
Tagalog Language License Examination Objectives
Effective January 1, 2026 (Coming Soon)
- Accident and Health or Sickness Tagalog Language Educational Objectives
- Casualty Tagalog Language Educational Objectives
- Commercial Tagalog Language Educational Objectives
- Life and Disability Analyst Tagalog Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Tagalog Language Examination Objectives
- Life Tagalog Language Educational Objectives
- Limited Lines Automobile Tagalog Language Educational Objectives
- Personal Lines Tagalog Language Educational Objectives
- Property Tagalog Language Educational Objectives
Effective Until December 31, 2025
- Accident and Health or Sickness Tagalog Language Educational Objectives
- Casualty Tagalog Language Educational Objectives
- Commercial Tagalog Language Educational Objectives
- Life and Disability Analyst Tagalog Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Tagalog Language Examination Objectives
- Life Tagalog Language Educational Objectives
- Limited Lines Automobile Tagalog Language Educational Objectives
- Personal Lines Tagalog Language Educational Objectives
- Property Tagalog Language Educational Objectives
Vietnamese Language License Examination Objectives
Effective January 1, 2026 (Coming Soon)
- Accident and Health or Sickness Vietnamese Language Educational Objectives
- Casualty Vietnamese Language Educational Objectives
- Commercial Vietnamese Language Educational Objectives
- Life and Disability Analyst Vietnamese Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Vietnamese Language
Examination Objectives - Life Vietnamese Language Educational Objectives
- Limited Lines Automobile Vietnamese Language Educational Objectives
- Personal Lines Simplified Vietnamese Educational Objectives
- Property Simplified Vietnamese Educational Objectives
Effective Until December 31, 2025
- Accident and Health or Sickness Vietnamese Language Educational Objectives
- Casualty Vietnamese Language Educational Objectives
- Commercial Vietnamese Language Educational Objectives
- Life and Disability Analyst Vietnamese Language Examination Objectives
- Life-Limited to the Payment of Funeral and Burial Expenses Vietnamese Language
Examination Objectives - Life Vietnamese Language Educational Objectives
- Limited Lines Automobile Vietnamese Language Educational Objectives
- Personal Lines Simplified Vietnamese Educational Objectives
- Property Simplified Vietnamese Educational Objectives
Resources
Archived Educational Objectives
For your convenience, this page includes links for the archived educational objectives and license examination objectives, which show the strikethroughs for the information that was removed from the previous version of the objectives and also underlines the added text. In addition, the license examinations will also be updated to reflect these changes. The education providers' currently approved courses will need to be revised to comply with the objectives noted above. Those revisions will be due at the time the course is renewed.
Education Frequently Asked Questions
Education Provider Information
If you need further assistance, please call the Licensing Services Division’s Education Unit at (916) 492-3064. Please be sure to include your name, telephone number, license number and e-mail address in all correspondence with the Department.





