Prior Approval Rate Filing Information

Please use the most current rate application posted below.

For a summary of changes included in the new versions, please refer to the Application Change Log.

Below are templates and forms to be used in rate filings unless instructions are provided for the specific Line of Business or characteristics of the filing.

• Application Change Log (READ FIRST), revised 6-2-2025 (PDF)
• Prior Approval Rate Filing Instructions (PDF)
• Affidavit (PDF)
• Prior Approval Rate Application (Excel)
• Prior Approval Rate Template (Excel)
• Standard Exhibits Template (Excel)
• Supplemental Quarterly Development Template (Excel) (Applicable to rate filings submitted for COVID-19 impacted line(s) of business; optional for all other lines of business)
• Prior Approval Factors (Efficiency Standard, Reserve Ratios, Leverage Factors) (Excel)
• Maximum Permitted Rate of Return & Yields for Investment Income Calculation - June 2025 (Date Posted: July 1, 2025) (Excel)
• Prior Approval Rate Application Process FAQs 04-11-17 (PDF)
• Prior Approval Rate Application - Data Quality and Reconciliation
  Checklist 07/19/18 (PDF)
• Model Checklist (PDF)
• Questionnaire for Homeowners or Residential Property (PDF)
• Request for Variance (Excel)
• FAQ: Recoupment of FAIR Plan Assessment (PDF)
• FAIR Plan Assessment Questionnaire (PDF)
• FAIR Plan Temporary Supplemental Fee Template (Excel)

For Property Lines (Homeowner, Fire, Allied and Commercial Multi-Peril) without SIS commitment

• Standard SIS Exhibits Template (Excel)

For Property Lines (Homeowner, Fire, Allied and Commercial Multi-Peril) with SIS commitment

• *Prior Approval Rate Template with NCOR (Excel) in place of Prior Approval Rate Template (Excel)
• *Standard SIS Exhibits Template (Excel) in place of regular Exhibit 9 and 12
• Residential Insurer Commitment for CAT model use in CAT Adjustment Calculation (PDF)
• Commercial Insurer Commitment for CAT model use in CAT Adjustment Calculation (PDF)
• *Residential Insurer Commitment for consideration of NCOR (PDF)
• *Commercial Insurer Commitment for consideration of NCOR (PDF)

*DISCLAIMER: These new templates will be updated and revised as needed.  They are not compatible with the new PARA portal yet. We are actively working on refining them to ensure they meet the highest standards.

If you have any feedback, please contact CDI_RateRegulation@insurance.ca.gov.

Rate Filing Documents for COVID-19 Impacted Lines

• COVID-19 Industry Rate Filing Requirements Guidance, Edition 06-03-2021 (PDF)
• COVID-19 Rate Filing Questionnaire, Edition 06-03-2021 (PDF)
• Supplemental COVID-19 Exposure and Premium Template, Edition 06-03-2021 (Excel)
• Supplemental Quarterly Development Template, Edition 06-01-2021 (Excel)

Mitigation in Rating Plans and Wildfire Risk Models Regulation

• California Code of Regulations Section 2644.9. Consideration of Mitigation Factors; Wildfire Risk Models
• FAQ: Mitigation in Rating Plans and Wildfire Risk Models Regulation Edition 4-10-25 (PDF)
• Mitigation in Rating Plans and Wildfire Risk Models Questionnaire (PDF)

Important: "Please ensure you have enabled macros before attempting to use any of the features of the above templates. Please contact RRBtemplates@insurance.ca.gov for any comments, questions or technical difficulties regarding these templates."