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CA Department of Insurance

How Can I Get a License

Individual Applicants

  • Written Application:
    The applicant is required to complete an individual application, form LIC 441-9.
  • Notice of Appointment:
    The credit insurance agent must be appointed by an authorized insurer. The insurer must sign a certification, form LIC CI 20 stating that the insurer is satisfied that the named applicant is trustworthy and competent to act as its insurance agent limited to this purpose. The insurer will appoint the applicant to act as its agent to transact credit insurance.
  • Fingerprint Impressions:*
    Fingerprint impressions are required for unlicensed applicants. You must call Accurate Biometrics at (866) 361-9944 to schedule an appointment to have your fingerprint impressions taken prior to submitting your application. Fingerprint impressions will not be accepted from any other source. You must bring a copy of your Request For Live Scan Service, form LIC 442-39A to the site where your fingerprints are taken, have Accurate Biometrics complete their portion of the form, and submit the completed form to the Department with your application verifying your prints were taken.
  • All applicants must appear at the designated Accurate Biometrics site with a check in the amount of $58.30 made payable to Accurate Biometrics. VISA, MasterCard, American Express and Discover Card will also be accepted. Cash will not be accepted.
  • Application Fee: An application fee of $371 (effective March 1, 2015 this fee will be $408) must accompany the license application. The credit insurance agent license will be renewed annually.

Where to File:
Mail applicant filings with fees to:

California Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139


Business Entity Applicants

  • Written Application:
    The applicant must submit a business entity application, form LIC 441-11. All employees (endorsees) that will be selling credit insurance on behalf of the business entity must file an individual application, form LIC 441-9 and must be named in the Business Entity Application as a designated/responsible producer (Item 17). If the employee is being endorsed to an existing business entity license then the endorsee applicant must file an Individual Application form LIC 441-9 and must complete a Business Entity Endorsement, form LIC 441-8A to be endorsed to the existing business entity license.
  • Fingerprint Impressions:* (Manager at each business location)
    Fingerprint impressions are required for the managers of each business location. Managers must call Accurate Biometrics at (866) 361-9944 to schedule an appointment to have their fingerprint impressions taken prior to the application being submitted to the Department. Fingerprint impressions will not be accepted from any source other than Accurate Biometrics. Managers must bring a copy of a Request For Live Scan Service, form LIC 442-39A to the site where their fingerprints will be taken, and have Accurate Biometrics complete its portion of the form. Applicants must submit the completed form for each manager to the Department with the license application verifying that the manager's or managers' fingerprints were taken.
  • All managers must appear at the designated Accurate Biometrics site with a check in the amount of $58.30 made payable to Accurate Biometrics. VISA, MasterCard, American Express and Discover Card will also be accepted. Cash will not be accepted.
  • Training Materials:
    The Outline for Required Training Elements are stated in, form LIC CI 30. The training materials must be filed with the application for license, form LIC CI 10.
  • [If the training materials were developed by an insurer and approved by the California Department of Insurance, the applicant is not required to re-submit the training material. The applicant may submit a letter signed by both an authorized representative of the insurer and by the applicant (or officer of entity) that states the applicant will use the approved training materials as filed by the insurer.]
  • Notice of Appointment:
    A credit insurance agent must be appointed by an authorized insurer. The insurer must sign a certification, form LIC CI 20 stating that the insurer is satisfied that the named applicant is trustworthy and competent to act as its insurance agent in soliciting and selling credit insurance.
  • Application Fee:
    An application fee of $371 (effective March 1, 2015 this fee will be $408) must accompany the license application. The credit insurance agent license must be renewed annually.

Where to File:

Mail applicant filings with fees to:

California Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139


Endorsee Applicant

  • Written Application - New Business Entity License
    All endorsees that will be selling credit insurance on behalf of the business entity must file an individual application, form LIC 441-9, must be named in the Business Entity Application as a designated/responsible producer (Item 17), and must complete an Employee Affidavit of Training and Knowledge, form LIC CI 50. This form certifies that the endorsee has completed the required training and is knowledgeable about the credit insurance products to be sold, ethics, and market practices. 
  • Endorsement to an Existing Business Entity License:
    If the employee is being endorsed to an existing business entity license then the endorsee applicant must file an Individual Application, form LIC 441-9, must complete a Business Entity Endorsement, form LIC 411-8A to be endorsed to the existing business entity license, and must complete an Employee Affidavit of Training and Knowledge, form LIC CI 50. This form certifies that the endorsee has completed the required training and is knowledgeable about the credit insurance products to be sold, ethics, and market practices. 
  • Application Fee:
    A $37 (effective March 1, 2015 this fee will be $41) fee for each endorsee must accompany the individual application. Endorsements must be renewed annually.

Requirements
Violations
Conditions
Prohibited Acts
Checklist for Application Filing Requirements
Credit Insurance Questions and Answers

Return to Credit Insurance Agent License Main Page

If you have any questions about the Credit Insurance Agent License information you are reviewing, please read the most commonly asked questions in our Credit Insurance Agent License Questions and Answers section.

To obtain insurance licensing forms by mail, send an e-mail request to: Producer Licensing Bureau.

To obtain insurance licensing information, you may phone the Producer Licensing Bureau at (800) 967-9331.

All filing fees submitted are not refundable, whether or not the application is acted upon or an examination taken.

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