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CA Department of Insurance

Credit Insurance Agent License

The Credit Insurance Agent License was established in AB 393 (Scott, Chapter 321, Statutes of 2000)*

A Credit Insurance Agent License permits a business to sell credit insurance, and receive a commission, without (as in previous years) having to be licensed as a life agent and/or property and casualty broker-agent.

With a Credit Insurance Agent License, a business may register its employees who solicit or sell credit insurance to be listed as "endorsees." A business will have to register its employees as endorsees if it will pay or permit them to receive commissions for the selling of credit insurance, but will not have to register its employees as endorsees if it will not pay or permit them to receive commissions for selling credit insurance.

The How Can I Get A License? page provides instructions and the necessary forms to apply for a Credit Insurance Agent License and how to register endorsees.

*These forms are in PDF format. To view these forms, your browser must have Adobe Acrobat Reader on your computer. A free copy of the Adobe Acrobat Reader can be downloaded from our Free Document Readers webpage.

If you have any questions about the Credit Insurance Agent License information you are reviewing, please read the most commonly asked questions in the Credit Insurance License Questions and Answers section.  If you need further assistance, please call CDI's Producer Licensing Bureau at (800) 967-9331 or send an e-mail to Producer Licensing Bureau.   Please be sure to include your name, telephone number, license number and e-mail address in all correspondence with the CDI.

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