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CA Department of Insurance
CA Department of Insurance
CA Department of Insurance

Insurance Model Advisor and Pre-Application Required Information Determination Procedure

In a significant move to protect California consumers and address the pressing challenges posed by climate change, Insurance Commissioner Ricardo Lara has unveiled the state's Sustainable Insurance Strategy. This ambitious strategy is aimed at safeguarding the overall health of the insurance market, comprised of consumers, homeowners and business owners, while ensuring long-term sustainability. California's Sustainable Insurance Strategy represents a proactive and comprehensive approach to safeguarding the interests of Californians in the face of climate change challenges, fostering a sustainable insurance market that will benefit consumers and businesses across the state.

  • Catastrophe modeling is one component of the Sustainable Insurance Strategy, and the Department finalized new regulations on catastrophe models in December 2024. This Web Page contains information on the Pre-Application Required Information Determination Procedure (PRID).
  • Petitions for the Pre-Application Required Information Determination Procedure (PRID) will be accepted starting January 2, 2025.
  • Petitions to initiate a Pre-Application Required Information Determination (PRID) Procedure, responses to petitions to initiate a PRID procedure, and petitions to participate in a PRID procedure, should be sent to: CDImodeladvisor@insurance.ca.gov.

For additional information please see: PRID procedure Q&A or the adopted regulatory text.

Public Notices

Karen Clark & Company

CoreLogic

Moody’s

Verisk Extreme Event Solutions

Initial Checklist for PRID Procedure

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