Exhibit B is comprised of total direct written premiums for California Earthquake Authority (CEA) companies and Non-CEA companies. Since 1996, the CEA market share has decreased to 66% in 2000 - a decrease of eight (8) percentage points. In 1998, two new non-CEA companies began writing Earthquake coverage exclusively, which could explain the increase in premium for non-CEA companies.
Chart (PDF version)

| 1996 |
$576,560,688 |
$201,445,977 |
| 1997 |
$436,901,121 |
$169,529,150 |
| 1998 |
$399,348,674 |
$189,375,775 |
| 1999 |
$417,802,063 |
$208,034,997 |
| 2000 |
$419,997,934 |
$217,482,486 |