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News: Residential and Commercial Earthquake Insurance Coverage Study

Reports that summarize the premium written, coverage exposures, and number of policies issued on residential property and residential earthquake coverage:

Report on California Earthquake Zoning and Probable Maximum Loss Evaluation Program.  All licensed insurers annually report their insured exposures for earthquake shake damage on residential and commercial structures in California. These questionnaires include calculations for estimating what is called the Probable Maximum Loss (PML), or the expected insured loss after deductible, for structure and contents damage from a large earthquake.  The aggregate results for all reporting companies are published here.

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