California Earthquake Zoning and Probable Maximum Loss Evaluation Program
Report on California Earthquake Zoning and Probable Maximum Loss Evaluation Program. All licensed insurers annually report their insured exposures for earthquake shake damage on residential and commercial structures in California. These questionnaires include calculations for estimating what is called the Probable Maximum Loss (PML), or the expected insured loss after deductible, for structure and contents damage from a large earthquake. The aggregate results for all reporting companies are published here. 2002-2010 Edition (The printed copy of the abridged version of this report [excludes Appendix III] will not be available for distribution until August-September 2012.) 1997-2001 Edition
Research studies in the areas of automobile, health, and homeowners insurance and policy research data calls.
Report on Underserved Communities In accordance with California Code of Regulations (CCR), Section 2646.6, the Commissioner shall report those communities within California by ZIP code that the California Department of Insurance finds to be underserved by the insurance industry. The three main criteria to identify an underserved ZIP code are: 1) Uninsured Motorist Rate; 2) Minority Percentage; and 3) Per Capita Income.