California Earthquake Zoning and Probable Maximum Loss Evaluation Program 1997-2001
Report on California Earthquake Zoning and Probable Maximum Loss Evaluation Program. All licensed insurers annually report their insured exposures for earthquake shake damage on residential and commercial structures in California. These questionnaires include calculations for estimating what is called the Probable Maximum Loss (PML), or the expected insured loss after deductible, for structure and contents damage from a large earthquake. The aggregate results for all reporting companies are published here.
Research Studies
Research studies in the areas of automobile, health, and homeowners insurance and policy research data calls.
Reports on Underserved Communities In accordance with California Code of Regulations (CCR), Section 2646.6, the Commissioner shall report those communities within California by ZIP code that the California Department of Insurance finds to be underserved by the insurance industry. The three main criteria to identify an underserved ZIP code are: 1) Uninsured Motorist Rate; 2) Minority Percentage; and 3) Per Capita Income. 1996 Edition 1997 Edition 1998 Edition 2004 Edition 2005 Edition 2006 Edition 2008 Edition 2009 Edition
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