Assessing the Impacts of AB 60 Report
Assembly Bill (AB) 60 came into effect on January 2015, allowing an individual with undocumented legal status the ability to obtain a California driver license through the California Department of Motor Vehicle. The report analyzes the impact AB 60 had on California's Low Cost Auto Insurance Program and uninsured motorist percentage.
California Earthquake Zoning and Probable Maximum Loss Evaluation Program
Report on California Earthquake Zoning and Probable Maximum Loss Evaluation Program. All licensed insurers annually report their insured exposures for earthquake shake damage on residential and commercial structures in California. These questionnaires include calculations for estimating what is called the Probable Maximum Loss (PML), or the expected insured loss after deductible, for structure and contents damage from a large earthquake. The aggregate results for all reporting companies are published here.
Report on Underserved Communities
In accordance with California Code of Regulations (CCR), Section 2646.6, the Commissioner shall report those communities within California by ZIP code that the California Department of Insurance finds to be underserved by the insurance industry. The three main criteria to identify an underserved ZIP code are: 1) Uninsured Motorist Rate; 2) Minority Percentage; and 3) Per Capita Income.