What They Don't Teach You in High School

5 Legal issues aside, insurance is a way to protect yourself in the case of an accident. Your coverage can’t stop an accident from happening, but it can help to put you back in the place you were before an accident occurred. It can also protect you from financial hardship if you are at fault and hurt someone else or their property in an accident. There is no doubt that you need auto insurance. If you’re not convinced yet, then read the following reasons to get insurance now, before it’s too late: • Do you have the money to pay for repairs if your car is damaged or vandalized? Physical damage coverage comprehensive and collision) will pay for these types of repairs. • Do you have the money to cover towing and car rental if you total your car? You can choose an automobile policy with special coverage options such as towing and rental car coverage. It’s not too cool when you’re forced to take the bus to the prom. • What would you do if your car was stolen? Would you be able to buy another car if the police didn’t recover your car? Would you be able to pay off your car loan? Comprehensive coverage will put you back in the driver’s seat with a total loss settlement if your car is stolen. • Do you have the financial certainty that you can pay for any accident that was your fault? When you have liability insurance, your insurance company takes care of it. • Would you rather pay a small deductible or the entire amount of damage to your car? That’s a no-brainer! • Howwouldyoufeel ifyour friendswereinjuredinyourcarand could not afford medical treatment? Medical payments can provide an amount of coverage for initial medical treatment. • Are you the type of person who complains about how others are so irresponsible? Take the real responsibility of driving and owning a car seriously and purchase auto insurance.