What They Don't Teach You in High School

6 How Do You Shop for Auto Insurance? Now that you have been convinced (maybe?) about the many reasons for purchasing automobile insurance, it’s time to learn about insurance shopping. Just like any other consumer product, it’s just plain smart to comparison shop and be informed about what you are purchasing. We’ve all met status conscious people that only buy brand name merchandise and pay the highest prices at trendy retail outlets. Most likely we also know those who insist on always buying the cheapest item regardless of quality. Neither buying strategy is particularly worthy. You have worked hard at that job after school, and you don’t want to waste money needlessly on over-priced insurance, but you also don’t want to buy something so cheap that you don’t get the service you need when you need it. Here are a few things to remember when shopping for insurance, whether you’re an insurance novice or not. Get the Facts! Insurance may seem pretty simple, but allow adequate time to do some real research on policies and available coverages. Doing your insurance homework will ensure that you get the policy that is right for you. Everyone is an individual, so what is good for your best friend may not necessarily be the best thing for you. However, that doesn’t mean you can’t talk to your friends and family if you need help purchasing insurance. Never be afraid to ask questions. Contact your local agent or insurance company. Also, don’t overlook the research power of the internet. The internet provides a lot of insurance information. Make sure to access both consumer-oriented websites, company websites and the California Department of Insurance CDI website to get a complete picture of what is available to you.