Motor Club Agent (MC)
Licensing Information
Applicable Forms
Individual Applicants
- Application for Insurance License: Use Sircon.com - Individual License Application service.
- Request For Live Scan Service, form LIC 442-39A*
Business Entity Applications
Application for Business Entity License: Application for Business Entity License, form LIC 441-11*
*These form(s) are in PDF format. To view these forms, your browser must have Adobe Acrobat Reader on your computer. A free copy of the Adobe Acrobat Reader can be downloaded from our Free Document Readers webpage.
Table of Contents
- Authorizing Act with definitions
- Qualifications
- Filing Requirements
- License Term
- Renewal of License
- Additional Information
Authorizing Act:
Section 12143 of the California Insurance Code reads, in part: A Motor Club Agent is a person who acts or aids in any manner in the solicitation, delivery, or negotiation of any membership or service contract on behalf of the appointing motor club.
Qualifications:
- Minimum Age: 18 years
- Residency: California residency is required
- Prelicensing Experience/Education: Not required
- Continuing Education: Not required
- Entity Types: Individual and Business Entity
Filing Requirements: Individual
- Application: Apply for an insurance license online - Go to Sircon.com - Individual License Application service for resident applicants to apply for an insurance license online. This link takes the applicant to the procedures of how to file an application online. If you already know how to use the online application service, you may select the following link to go directly to the Sircon.com - Individual License Application service.
- Fingerprint Impressions: Fingerprint impressions are required for unlicensed applicants.
Additional Documents: The Insurance Commissioner may require such other documents as will aid in determining whether the applicant meets the qualifications for a license.
A Motor Club Agent is not required to have an appointment with an insurance company to have the license issued. Upon application approval the license can be downloaded or printed by using the CDI's Print or Download Your License. However, the licensee may not transact, solicit, or negotiate the sale of insurance until after one of the following documents is completed and submitted to the California Department of Insurance (CDI):
- The sponsoring insurance company admitted to California completes an Action Notice of Appointment. Pursuant to Section 2190.22 of Title 10 of the California Code of Regulations, the Action Notice of Appointment must be submitted electronically. To submit appointments electronically contact the National Insurance Producer Registry (NIPR) and its authorized business partners for a list of approved partners.
- The sponsoring business entity licensed in California completes a Business Entity Endorsement, by submitting form LIC 411-8A and $32.
Examination: Not required.
Fees - Individual:
- License filing - two year term: $188
- Fingerprint Processing: Review Fingerprint Processing link for fee.
- Renewal Fee - two year term: $188
Filing Requirements: Business Entity
Business Entity Application: Any legal entity, other than an individual, may qualify for a business entity license. Applicants must submit the Application for Business Entity license, form LIC 441-11.
Note: The business entity must have at least one resident Motor Club endorsee to establish and maintain the license.
Additional Documents: The Insurance Commissioner may require such other documents as will aid in determining whether the applicant meets the qualifications for a license.
A Motor Club Agent is not required to have an appointment with an insurance company to have the license issued. Upon application approval the license can be downloaded or printed by using the CDI's Print or Download Your License. However, the licensee may not transact, solicit, or negotiate the sale of insurance until after the following document is completed and submitted to the California Department of Insurance (CDI):
- The sponsoring insurance company admitted to California completes an Action Notice of Appointment. Pursuant to Section 2190.22 of Title 10 of the California Code of Regulations, the Action Notice of Appointment must be submitted electronically. To submit appointments electronically contact the National Insurance Producer Registry (NIPR) and its authorized business partners for a list of approved partners.
Fees - Business Entity:
- License filing - two year term: $188
- Business Entity Endorsement: $32 per endorsement.
- Action Notice of Appointment: $32 per appointment.
- Fingerprint Processing: Review Fingerprint Processing link for fee.
- Renewal Fee - two year term: $188
License Term:
Pursuant to Section 1630 of the California Insurance Code, licenses are issued for two year terms. Specifically, the term of the first license begins the date the license is issued and expires the last day of that same calendar month two years later. Any additional licenses issued at a later date will expire at the same time as the initial license.
Renewal of License:
CDI emails licensees a renewal notification to their email address on record. The email notification includes the license number, license term, license type, and information regarding any continuing education requirements. You can update your e-mail address using Sircon.com - Change Address Online service.
Individuals and business entities who do not receive the email notification must still renew their license online by following the prompts on CDI's Online Renewal Service at the following website link: Sircon.com - Renewal and Reinstatement service.
CDI's online renewal service is available to insurance agents, brokers, and adjusters who want to renew their licenses after the license expiration date has passed. Additionally, the online renewal service is available to insurance agents, brokers, and adjusters who previously used the online renewal service as an on-time renewal but were not able to renew their license because not all of the requirements to renew were met prior to the license expiration date. The online renewal service now allows these licensees, once their requirements have been met, to complete the renewal of their license by paying the 50 percent late penalty fee.
The online renewal service for late renewals is not available to bail agents, who by law must reapply as a new applicant if their license is not renewed prior to the expiration date.
Any licensees that renew their licenses late will be required to pay a 50 percent penalty fee and file new company appointments and/or solicitor appointment (if applicable). "Late" is defined as any renewal for which the requirements to renew (for CA residents this includes completing the ethics and continuing education hours) are not met until after the expiration date of the previous license term. Use Sircon.com: Renewal and Reinstatement service to find out how to late renew your license.
Additional Information:
- Federal law (Title 18 United States Code Section 1033) prohibits anyone who has been convicted of a felony involving dishonesty or a breach of trust from conducting the business of insurance unless they have obtained the written consent of the Insurance Commissioner. It is a violation of this statute to conduct business of insurance without the Commissioners written consent. If you have been convicted of a felony involving dishonesty or a breach of trust then you must attach a copy of this consent. If you have not obtained this written consent you must do so by filing a 1033 Short Form Application for Written Consent prior to filing your application.
- A complete filing is not required for persons currently licensed as Property Broker-Agent and a Casualty Broker-Agent. These persons need only file an Action Notice of Appointment, with $32 filing fee, completed by the sponsoring insurance company admitted to California authorizing the person to act as a Motor Club Agent. Pursuant to Section 2190.22 of Title 10 of the California Code of Regulations, the Action Notice of Appointment must be submitted electronically. To submit appointments electronically contact the National Insurance Producer Registry (NIPR) and its authorized business partners for a list of approved partners.
- To obtain insurance licensing forms by mail, send an e-mail request to: Producer Licensing Bureau.
-
To obtain insurance licensing information, you may phone the Licensing Hotline at (800) 967-9331.
- All fees mailed to the Department must be addressed to:
Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139
- All filing fees submitted are not refundable, whether or not the application is acted upon or the examination taken.
LIC 663-A (Rev. 4/2013)
Back to Top