Menu
Contact Us Search
CA Department of Insurance

Late Renewals

Are you renewing your license after the expiration date?

The California Department of Insurance is providing procedures to assist you on how to renew an expired license.

Choose from the following:

California Resident Individual Licensee

A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date. However, the licensee cannot transact insurance business until the license is renewed.

To "late renew" the license, use the Application to Renew Individual License form LIC 448-29A and complete the following steps:

  • Complete all continuing education requirements (if applicable).
  • Answer the two questions stated on the renewal application.
  • Pay the original renewal fee  plus a 50 percent penalty fee.
  • Submit the completed and signed renewal application to the following address: California Department of Insurance, P.O. Box 311, Sacramento, CA 95812-0311.

The licensee is not authorized to transact insurance business until after the license has been renewed.

Appointments

If a license is renewed late, all Insurance company appointments are cancelled. The appointments are not required to renew the license, but are required prior to transacting insurance business for an Insurance Company.

Renewing the License One Year after the License Expired

  • A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new application will have to be filed. To apply for an insurance license online - Go to the Fast Licensing Application Service is Here (FLASH) for both resident and nonresident applicants. This link takes the applicant to the procedures of how to file an application online. If you already know how to use the online application service, you may select the following link to go directly to the FLASH online application.
  • The Requirements link describes all of the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.

Licensees who renew their licenses late must mail the renewal application to the CDI.  The electronic renewal services are not available for late renewals at this time.

Back to Top

Individual Nonresident licensee

A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date; however, the nonresident licensee cannot transact insurance business until after the license is renewed.

To "late renew" the license, use the Application to Renew Individual License form LIC 448-29A and complete the following steps:

  • Answer the two questions stated on the renewal application.
  • Pay the original renewal fee plus a 50 percent penalty fee.
  • Submit the completed and signed renewal application to the following address: California Department of Insurance, P.O. Box 311, Sacramento, CA 95812-0311.

The licensee is not authorized to transact insurance business until after the nonresident license has been renewed.

Appointments

If a license is renewed late, all Company appointments are cancelled. The appointments are not required to renew the license, but are required prior to transacting insurance business for an Insurance Company.

Renewing the License One Year after the License Expired

  • A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new application will have to be filed. To apply for an insurance license online - Go to the Fast Licensing Application Service is Here (FLASH) for both resident and nonresident applicants. This link takes the applicant to the procedures of how to file an application online. If you already know how to use the online application service, you may select the following link to go directly to the FLASH online application.
  • The Requirements link describes all of the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.

Licensees who renew their licenses late must mail the renewal application to the CDI.  The electronic renewal services are not available for late renewals at this time.

Back to Top

California Resident Business Entity Licensee

A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date. However, the business entity licensee cannot transact insurance business until after the license is renewed.

To "late renew" a business entity license, use the Application to Renew Business Entity License form LIC 448-29B and complete the following steps.

  • Answer the two questions stated on the renewal form.
  • Pay the original renewal fee plus a 50 percent penalty fee.
  • Submit the completed and signed renewal notice to the following address: California Department of Insurance, P.O. Box 311, Sacramento, CA 95812-0311.

The licensees are not authorized to transact insurance business until after their license has been renewed.

Appointments

If a license is renewed late, all Insurance Company appointments are cancelled. The appointment(s) are not required to renew the license, but are required prior to transacting insurance business for an Insurance Company.

Renewing the License One Year after the License Expired

Licensees who renew their licenses late must mail the renewal application to the CDI. The electronic renewal services are not available for late renewals at this time.

Back to Top

Nonresident Business Entity Licensee

A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date. However, the business entity licensee cannot transact insurance business until after the license is renewed.

To "late renew" a business entity license, use the Renew Business Entity License form LIC 448-29B, and complete the following steps:

  • Answer the two questions stated on the renewal form.
  • Pay the original renewal fee plus a 50 percent penalty fee.
  • Submit the completed and signed renewal application, with the appropriate fees to the following address: California Department of Insurance, P.O. Box 311, Sacramento, CA 95812-0311.

The licensees are not authorized to transact insurance business until after their license has been renewed.

Appointments

If a license is renewed late, all Insurance Company appointments are cancelled. The appointment(s) are not required to renew the license, but are required prior to transacting insurance business for an Insurance Company. 
 
Renewing the License One Year after the License Expired
 
  • A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new Application for Business Entity Insurance License/Registration must be submitted to the CDI.
  • The Requirements link describes all of the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.
 
Licensees who renew their licenses late must mail the renewal application to the CDI. The electronic renewal services are not available for late renewals at this time.

 
If you have any questions about this form or the license information you retrieved, please see the most commonly asked questions in our License Questions and Answers section. If you need further assistance, please call CDI's Producer Licensing Bureau at (800) 967-9331. The Call Center is available Monday through Friday, 7:00 a.m. to 5:00 p.m., excluding State Holidays. You may also send an e-mail to Producer Licensing Bureau. Please be sure to include your name, telephone number, license number and e-mail address in all correspondence with the CDI.

Back to Top

 

Font Size: Translate: Español