The California Department of Insurance is providing procedures to assist you on how to renew an expired license.
Choose from the following:
California Resident Individual Licensee
A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date. However, the licensee cannot transact insurance business until the license is renewed.
To "late renew" the license, use either the renewal notice provided by the CDI (Form 448-28), or the Application to Renew Individual License form (LIC 448-29A), or Application to Renew Individual License form (LIC 448-29B) and complete the following steps:
During the One-Year Period After Expiration
Complete all continuing education requirements
Answer the questions stated on the renewal notice or renewal application.
Submit the renewal application/notice to the CDI with original signature and date.
or
- The renewal notice provided by the CDI (Form 448-28) is signed on the back of the notice.
Pay the original renewal fee plus a 50 percent penalty fee.
Submit completed and signed renewal application/notice to the following address:
California Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139
The licensee is not authorized to transact insurance business until after the license has been renewed.
Appointments
If a license is renewed late, all company appointments and Business Entity endorsements are cancelled. These appointments/endorsements are not required to renew the license, but are required prior to transacting insurance business on behalf of either the Company or Business Entity.
Renewing the License One Year After the License Expired
A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new Individual Application form (LIC 441-9), must be submitted to the CDI and a license examination is required for the licensee to reinstate his or her license. The Requirements link provides the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.
Licensees who renew their licenses late must mail the renewal application to the CDI. The electronic renewal services are not available for late renewals
Individual Nonresident licensee
A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date, however, the nonresident licensee cannot transact insurance business until after the license is renewed.
To "late renew" the license, use the renewal notice provided by the CDI 448-28, or the Application to Renew Individual License form (LIC 448-29A) or the Application to Renew Business Entity License form (LIC 448-29B), and complete the following steps:
During the One-Year Period After Expiration
Answer the questions stated on the renewal notice or renewal application.
Submit the renewal application/notice to the CDI with original signature and date.
- The Application to Renew Individual License form (LIC 448-29A) or the Application to Renew Business Entity License form (LIC 448-29B) is signed on the front of the form.
or
- The renewal notice provided by the CDI (Form 448-28) is signed on the back of the notice.
Pay the original renewal fee plus a 50 percent penalty fee.
Submit completed and signed renewal application/notice to the following address:
California Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139
The licensee is not authorized to transact insurance business until after the nonresident license has been renewed.
Appointments
If a license is renewed late, all Company appointments and Business Entity endorsements are cancelled. These appointments/endorsements are not required to renew the license, but are required prior to transacting insurance business on behalf of either the Company or Business Entity.
Renewing the License One Year After the License Expired
A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new Individual Application, form LIC 441-9, must be submitted to the CDI. The Requirements link describes all of the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.
Licensees who renew their licenses late must mail the renewal application to the CDI. The electronic renewal services are not available for late renewals.
California Resident Business Entity Licensee
A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date. However, the business entity licensee cannot transact insurance business until after the license is renewed.
To "late renew" a business entity license, use either the renewal notice provided by the CDI (Form 448-28), or the Application to Renew Individual License form (LIC 448-29A), or the Application to Renew Business Entity License form (LIC 448-29B) and complete the following steps:
During the One-Year Period After Expiration
Complete the Business Entity Endorsement Appointment form (LIC 411-8A), to provide the list of appointed licensees.
Answer the questions stated on the renewal form.
Submit the renewal application/notice to the CDI with original signature and date.
- The Application to Renew Individual License form (LIC 448-29A) or The Application to Renew Business Entity License form (LIC 448-29B), is signed on the front of the form.
or
Pay the original renewal fee plus a 50 percent penalty fee.
Submit completed and signed renewal notice to the following address:
California Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139
The licensees are not authorized to transact insurance business until after their license has been renewed.
Appointments
If a license is renewed late, all Company appointments and Business Entity endorsements are cancelled. The endorsements must be re-established at the time the business entity license is renewed.
Renewing the License One Year After the License Expired
A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new Business Entity Application for Insurance License, Form LIC 441-11, must be submitted to the CDI. The Requirements link describes all of the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.
Licensees who renew their licenses late must mail the renewal application to the CDI. The electronic renewal services are not available for late renewals.
Nonresident Business Entity Licensee
A renewal is considered late if all renewal requirements are not met on or before the expiration date of a license. An expired license is eligible for renewal for up to one year after the expiration date. However, the business entity licensee cannot transact insurance business until after the license is renewed.
To "late renew" a business entity license, use either the renewal notice provided by the CDI (Form 448-28), or the Application to Renew Individual License form LIC 448-29A) or the Application to Renew Business entity License form (LIC 448-29B), and complete the following steps:
During the One-Year Period After Expiration
Complete the Business Entity Endorsement Appointment form (
LIC 411-8A), to provide the list of appointed licensees.
Answer the questions located on the renewal form.
Submit the renewal application/notice to the CDI with original signature and date.
Pay the original renewal fee plus a 50 percent penalty fee.
Submit completed and signed renewal notice, with the appropriate fees, to the following address:
California Department of Insurance
P.O. Box 1139
Sacramento, CA 95812-1139
The licensees are not authorized to transact insurance business until after their license has been renewed.
Appointments
If a license is renewed late, all Company appointments and Business Entity endorsements are cancelled. The endorsements must be re-established at the time the business entity license is renewed.
Renewing the License One Year After the License Expired
A license is eligible for renewal for up to one year after the expiration date of the license. After one year, a new Application for Business Entity Insurance License/Registration, must be submitted to the CDI. The
Requirements link describes all of the necessary qualifications, requirements, fees, and form numbers for those license classes issued by the CDI.
Licensees who renew their licenses late must mail the renewal application to the CDI. The electronic renewal services are not available for late renewals.
If you have any questions about this form or the license information you retrieved, please see the most commonly asked questions in our License Questions and Answers section. If you need further assistance, please call CDI's Producer Licensing Bureau at (800) 967-9331 or (916) 322-3555. The Call Center is available Monday through Friday, 7:00 a.m. to 5:00 p.m., excluding State Holidays. You may also send an e-mail to Producer Licensing Bureau. Please be sure to include your name, telephone number, license number and e-mail address in all correspondence with the CDI.