Private Passenger Automobile Insurance Report
Introduction
The Private Passenger Automobile Insurance Report provides yearly information about auto insurance in California, including liability coverage (which helps pay for injuries or property damage you cause to others) and physical damage coverage (which helps pay for damage to your own vehicle). The Data Analytics and Reporting Division collects this information annually to help consumers, researchers, and stakeholders better understand trends in premiums, exposures, claims, and losses.
The report includes two worksheets that can be filtered by year, county, coverage type, and program. Changes in premiums or exposures can occur for many reasons; this report does not make assumptions about why these trends happen.
Coverages
- Liability: Bodily Injury, Property Damage, Medical Payments, and Uninsured Motorist.
- Physical Damage: Collision, Comprehensive, and Collision Deductible Waiver.
Programs
In the worksheets, “program” refers to how insurers group different types of auto insurance policies. These categories help organize the data but do not affect the coverage types themselves.
- Standard: Policies for drivers who meet typical underwriting criteria.
- Non‑standard: Policies for drivers who may have higher risk factors, such as past accidents or limited driving history.
- Motorcycle: Policies designed specifically for motorcycles and similar vehicles.
Download the Report
Click here to download the report*: Liability, and Physical Damage County Level Experience Data
*Liability data is updated biennially on odd years only.
Other Resources
Contact
Questions related to this page can be directed to: PCReports@insurance.ca.gov.
