Long-Term Care Insurance (LTC)
Long-term care (LTC) is the assistance or supervision you may need when you are not able to do some of the basic activities of daily living. Your personal risk of needing LTC depends on many factors. We encourage you to utilize the resources below in making the best decision for your situation.
If you do not find the information you need, we invite you to call our Consumer Hotline (1-800-927-4357) for assistance. Our dedicated insurance experts are available to assist you.
Long-Term Care Insurance Rate and History Guide
The California Department of Insurance annual Consumer Guide for Long-Term Care Insurance.
Additional information on Long-Term Care Insurance can be found at:
The passage of AB 567 (Calderon) established the Long Term Care Insurance Task Force (Task Force) in the California Department of Insurance to explore the feasibility of developing and implementing a culturally competent statewide insurance program for long-term care services and supports.
- California Partnership for Long-Term Care
The California Partnership for Long-Term Care is an innovative program of the California Department of Health Services in cooperation with a select number of private insurance companies. These companies have agreed to offer policies that must meet stringent requirements set by the Partnership and the State of California.
- Department of Health Care Services - Long-Term Care Alternatives
Long-Term Care Alternatives include an array of home and community choices that allow persons with disabilities to avoid unnecessary institutionalization.
- Medicare - Long-Term Care
Medicare's official U.S. Government website on long-term care
- National Association of Insurance Commissioners (NAIC) - Long-Term Care
NAIC's official website on long-term care. Insurance information on a wide range of topics.