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CA Department of Insurance

Group (Employer-Based) Health Coverage

Most people in California get group health insurance through their job. This is also called employer-based coverage. Employers with 50 or more employees buy large-group policies. Employers with fewer than 50 buy small-group policies.

Note: Some large employers "self-insure". This means a different set of rules than insurance policies or health plans applies to them. It's important to know if your employer self-insures because your benefits and protections may be different. Visit our Healthcare Coverage Overview page for more information about self-insured plans.
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