1.  Reserve Ratios

Calculation Explanation

Summary of Reserve Ratios

Unearned Premium Reserve Ratio

2006 Summary of By-Line Unearned Premium Reserve Ratio

Loss Reserve Ratio

California Loss Reserve Ratio

2.  Efficiency Standards

Calculation Explanation

2004-2006 Summary Worksheets 

2006 Data (in WinZip format)

3.  Leverage Factors

Calculation Explanation

Leverage Factor Worksheet