Qualifications

Minimum Age: 18 years

Residency: California residency is not required

Entity Types: Individual and Business Entity

Prelicensing Experience/Education:

1) Requires a minimum of 20 hours of approved prelicensing study.

A new California resident applicant who had a current Life-Only license in another state and completed 20 hours of prelicensing education for life-only insurance in order to obtain that license, or an applicant holding either a Life Underwriter Training Council Fellowship (LUTCF) or Chartered Life Underwriter (CLU) designation, is exempt from the 20 hours of prelicensing education.

2) Requires 12 hours of approved prelicensing study on ethics and the California Insurance Code.

When an applicant seeks both the Fire and Casualty Broker-Agent license and the Life-Only agent license, the applicant shall only be required to complete one 12-hour course on ethics and the California Insurance Code.  See Section 1749(d) of the California Insurance Code.

Continuing Education:

1) Any licensee who has complied with the above, or was licensed as of December 31, 1991, shall satisfactorily complete approved courses or programs of instruction or attend seminars equivalent to 24 hours of instruction during each two-year license period, including at least 4 hours of ethics training, before their license may be renewed.

2) Effective January 1, 1998, any person who is 70 years of age or older and who has been licensed for 30 continuous years in California as a licensee in good standing in this state, may be exempt from the continuing education requirement (Section 1749.3(e) of the California Insurance Code).