Financial Surveillance Branch - Deputy Commissioner
Laura Clements
Biography
 Laura Clements joined the California Department of Insurance and the Field Examination Division (FED) in June 1998 as an Insurance Examiner and, has held a variety of positions with increasing responsibilities. Laura was promoted in 2016 to FED Division Chief and served in this capacity until Laura was promoted to her current leadership role as Deputy Commissioner of the Financial Surveillance Branch in February 2026. Laura is a graduate of the University of California, Irvine and has also taken extensive courses towards her Masters in Accounting at the California State University, Fullerton. She holds the designation of Certified Financial Examiner from the Society of Financial Examiners. The mission of the Financial Surveillance Branch is to assure that all insurers licensed that do business in California (as well as those insurers operating on a non-admitted or surplus line basis) maintain the financial stability and viability necessary to provide the benefits and protection promised to California policyholders. The Branch pursues its mission by conducting risk-focused financial surveillance of the insurance industry. The Financial Surveillance Branch Consists of:
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