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Home surveillance video leads to 5 arrests for insurance fraud in alleged staged auto collision

News: 2024 Press Release

For Release: January 24, 2024
Media Calls Only: 916-492-3566
Email Inquiries: cdipress@insurance.ca.gov

Home surveillance video leads to 5 arrests for insurance fraud in alleged staged auto collision

LOS ANGELES – A home surveillance video camera helped lead investigators to five Southern California residents for allegedly staging an auto collision to collect an unearned insurance payout. Each defendant has been charged with one felony count of insurance fraud after an investigation by the Inland Empire Automobile Insurance Fraud Task Force.

The investigation revealed the five defendants had staged the crash and filed an insurance claim that could have resulted in a payout of over $30,000. Surveillance video from a home near the collision shows one of the defendants leaving the vehicle in the middle of an intersection, while another defendant crashes into the vacated vehicle before both defendants flee the scene.

The task force began its investigation after the Ontario Police Department arrived to the scene of a collision where a woman at the scene claimed she was the victim of a hit and run. However, witnesses of the collision claimed she walked over to the vehicles after the crash.

The task force is comprised of detectives and investigators from the California Department of Insurance, California Highway Patrol, San Bernardino District Attorney’s Office, and the Riverside District Attorney’s Office. The San Bernardino County District Attorney’s Office is prosecuting this case.

In this case, no innocent drivers were victimized, but the Department always urges drivers who suspect they or someone they know are the victim of a staged collision to insist on a police report; document as much information about the collision as possible; use a cell phone to document the post-collision damage with photographs or video; ask the peace officer to positively identify everyone involved; and report the suspicious collision to the California Department of Insurance by calling 800-927-4357 or visiting our website at insurance.ca.gov.

The defendants include:

  • Priscilla Carmona Arajo, 29, of Fontana, arrested on January 22, 2024
  • Juan Barajas, 25, of Upland, currently in custody at the Orange County Jail on an unrelated case
  • Gabriella Cervantes, 52, of Rancho Cucamonga, arrested January 16, 2024
  • Roberto Carlos Macias, 40, of Chino, arrested January 11, 2024
  • Humberto Ortiz, 32, of Ontario, arrested January 23, 2024

Media note:

Home surveillance video

 

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Led by Insurance Commissioner Ricardo Lara, the California Department of Insurance is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. Under the Commissioner’s direction, the Department uses its authority to protect Californians from insurance rates that are excessive, inadequate, or unfairly discriminatory, oversee insurer solvency to pay claims, set standards for agents and broker licensing, perform market conduct reviews of insurance companies, resolve consumer complaints, and investigate and prosecute insurance fraud. Consumers are urged to call 1-800-927-4357 with any questions or contact us at www.insurance.ca.gov via webform or online chat. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.

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