Department issues Cease and Desist Order against former Orangevale insurance agent
News: 2021 Press Release
SACRAMENTO, Calif. — The California Department of Insurance issued a Cease and Desist Order against former licensed insurance agent Jason Scott Toland, 40, of Orangevale, for allegedly selling insurance with a revoked license and leaving several clients underinsured and at financial risk.
The Department launched an investigation after receiving a complaint alleging that Toland issued a phony insurance certificate to a client. The investigation revealed that Toland was transacting insurance without a license from February 2020 to at least August 2020. Toland’s license was revoked by the Department on January 30, 2020.
The investigation further revealed Toland manipulated information on insurance applications which left several commercial trucking companies underinsured for liability coverage. Toland purposely misrepresented the number of trucks and trailers on applications in order to comply with insurers’ underwriting guidelines. Then, once the policies were issued, he would attempt to add additional trucks and trailers in violation of these guidelines. Some of these vehicles were involved in claims, but were not covered under the policy due to Toland’s actions.
Toland’s insurance license was revoked after a prior investigation by the Department found he had been engaging in these same deceptive practices.
Consumers can check the license status of their agent or contact the Department of Insurance at 800-927-4357 if they suspect they are victims of insurance fraud.
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Led by Insurance Commissioner Ricardo Lara, the California Department of Insurance is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. Under the Commissioner’s direction, the Department uses its authority to protect Californians from insurance rates that are excessive, inadequate, or unfairly discriminatory, oversee insurer solvency to pay claims, set standards for agents and broker licensing, perform market conduct reviews of insurance companies, resolve consumer complaints, and investigate and prosecute insurance fraud. Consumers are urged to call 1-800-927-4357 with any questions or contact us at www.insurance.ca.gov via webform or online chat. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.