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CA Department of Insurance
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CA Department of Insurance

$270,000 Lamborghini damaged by uninsured tow company

News: 2014 Press Release

For Release: June 3, 2014
Media Calls Only: 916-492-3566
Email Inquiries: cdipress@insurance.ca.gov

$270,000 Lamborghini damaged by uninsured tow company

CORONA, Calif.- Michael Bo Goar, 44, and Danielle Goar, 30, of Corona are facing three charges of auto collision and auto property fraud associated with making false statements to an insurance company for a $292,000 claim for damage to a 2007 Lamborghini Gallardo.

"Not purchasing commercial insurance was an unwise decision to achieve an unfair financial gain," said Commissioner Dave Jones. "This alleged illegal activity placed other motorists at risk and creates unfair competition for other businesses that carry proper insurance coverage."

The Goars received a contract to tow a 2007 Lamborghini Gallardo and during the move were involved in a collision. Michael and Danielle Goar both provided false statements to their insurance company stating the tow was a personal trip and not part of their towing business. The Department of Insurance investigation revealed evidence that contradicted the Goar's statements and proved it was a tow commercial business towing job and therefore would not be covered by their personal auto insurance policy. The suspects did not have a commercial insurance policy associated with their tow business.

This case is being prosecuted by the local district attorney's office. If convicted, the Goars could face up to five years in state prison and a $50,000 fine.

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Media Notes:



Led by Insurance Commissioner Ricardo Lara, the California Department of Insurance is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. Under the Commissioner’s direction, the Department uses its authority to protect Californians from insurance rates that are excessive, inadequate, or unfairly discriminatory, oversee insurer solvency to pay claims, set standards for agents and broker licensing, perform market conduct reviews of insurance companies, resolve consumer complaints, and investigate and prosecute insurance fraud. Consumers are urged to call 1-800-927-4357 with any questions or contact us at www.insurance.ca.gov via webform or online chat. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.

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