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CA Department of Insurance
CA Department of Insurance
CA Department of Insurance

Policy Approval Bureau Form Filings - Non-Health Disability / Life Insurance

The mission of the Policy Approval Bureau (PAB) is to protect California consumers while supporting a vibrant market for life and non-health disability insurance in California. PAB reviews life and disability insurance policy form filings that are subject to prior approval under the Insurance Code. These filings include policy forms for non-health disability insurance (including accident, accidental death and dismemberment, disability income, long-term care, disability supplemental to life insurance, and the disability component of travel insurance), group life insurance, variable life insurance, variable annuities, modified guaranteed annuities, guaranteed separate account products (including guaranteed investment contracts and synthetic guaranteed investment contracts), credit insurance, and certain administrative forms, such as insurer name change forms. PAB also reviews advertising for long-term care insurance (both standalone and hybrid life-long-term care products) and chronic illness accelerated death benefits defined in Insurance Code section 10295.

To expedite the form review process, the links below contain guidance on various types of form filings and applicable legal requirements.

Some of the information is provided in Portable Document Format (PDF). To view the PDF forms in a free Adobe Acrobat Reader, visit our Free Apps and Readers link at the bottom of every page.

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