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CA Department of Insurance
CA Department of Insurance
CA Department of Insurance

Application for License to Act as an Underwritten Title Company

Documents for an underwritten title company license, to be submitted after an organizational securities permit has been issued.

In accordance with California Insurance Code Section 12389.1, the Commissioner shall consider certain qualifications of the applicant underwritten title company before issuing a license. These qualifications include:

  • The minimum net worth and working capital of the applicant;
  • The reasonableness of the applicant's plan of operation;
  • The lawfulness and quality of the applicant's investments;
  • The financial stability of the applicant;
  • The competency, character, and integrity of the applicant's management;
  • The ownership and control of the applicant's issued and outstanding shares;
  • The fairness and honesty of the applicant's methods of doing business;
  • The method by which the applicant was promoted if any of its promoters remain as stockholders or in management; and,
  • Possible hazard to the public.

The Commissioner shall issue a license after consideration of these qualifications, provided there have been no findings that the applicant is materially deficient with respect to one or more of these qualifications. Further, pursuant to California Insurance Code Section 12389.2, the underwritten title company shall continue to comply with these licensing requirements even after the issuance of its license.

When applying for a license, the applicant underwritten title company must provide the Department with the information and documentation requested in the application and with all supplemental information requested during the course of review.

The applicant must also enclose the appropriate fees in connection with this application for underwritten title company license. Applicants should tender to the Insurance Commissioner application fees. See the "License" fee category on the Schedule of Fees and Charges. Further, the appropriate fees in connection with the requisite Securities Transaction Request deposits, if necessary, should be enclosed. See the fee schedule on the Securities Forms & Instructions.

An original and duplicate copy of the application, including the requested documentation, the fees, and a copy of the check(s) should be submitted to the address below. If the applicant is applying for escrow authority, enclose two originals and one photocopy of the Securities Transaction Request Forms with the original application. However, only one photocopy of the Securities Transaction Request Form need be included with the duplicate application.

Corporate Affairs Bureau
California Department of Insurance
1901 Harrison Street, 6th Floor
Oakland, CA 94612

We also request, in addition to the two hard copies, that you submit an electronic copy of the application and supporting documents to  Please note we do not accept password protected emails or links.  

Underwritten Title Company filings may now be accepted electronically, using the Online Assistance System for Insurer Submittals (OASIS). If you have any questions or experience any difficulties when submitting applications online, contact

You will be notified if the application is accepted for filing; and, if so, you will also be notified of the legal analyst or counsel and of the financial analyst assigned to review your application. If the application is incomplete, it will not be accepted for filing and will be returned to the applicant.

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