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CA Department of Insurance

An Analysis of Competition in the California Title Insurance and Escrow Industry

An Analysis of Competition in the California Title Insurance and Escrow Industry  (pdf 115 pages)

This report is a comprehensive look at title insurance rates in California. Commissioned by State Insurance Commissioner John Garamendi, it finds that lack of competition in a dysfunctional market causes consumers to pay far too much for title insurance. The Commissioner is using the report as the foundation of his effort to lower rates for consumers.

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