separator
Skip to Contentseparator HomeseparatorCheck License StatussepartorContact UssepartorRequest for Assistance
Welcome to the California Department of Insurance
Site tools
Decrease font size Increase font size Site map Help Print-friendly version
AGENTS & BROKERS:  ACCIDENT AND HEALTH AGENT (AH)
LICENSE INFORMATION

Qualifications

Minimum Age: 18 years

Residency: California residency is not required

Entity Types: Individual and Business Entity

Prelicensing Experience/Education:

1) Requires a minimum of 20 hours of approved prelicensing study.

A new California resident applicant who had a current Accident and Health license in another state within the last 90 days and has a current non-resident license in California, or an applicant holding any of the following designations: a Life Underwriter Training Council Fellowship (LUTCF), Chartered Life Underwriter (CLU), Certified Insurance Counselor (CIC), Certified Employee Benefit Specialist (CEBS), Fellow, Life Management Institute (FLMI), Health Insurance Associate (HIA), Registered Employee Benefits Consultant (REBC) or Registered Health Underwriter (RHU) is exempt from the 20 hours of prelicensing education.

2) Requires 12 hours of approved prelicensing study on code and ethics.

When an applicant seeks both the Fire and Casualty Broker-Agent license and the Accident and Health agent license, the applicant shall only be required to complete one 12-hour course on California Insurance Code and ethics.  See Section 1749(d) of the California Insurance Code.

Continuing Education:

1) Any licensee who has complied with the above, or was licensed as of December 31, 1991, shall satisfactorily complete approved courses or programs of instruction or attend seminars equivalent to 24 hours of instruction during each two-year license period, including at least 3 hours of ethics training, before their license may be renewed.

2) Effective January 1, 1998, any person who is 70 years of age or older and who has been licensed for 30 continuous years in California as a licensee in good standing in this state, may be exempt from the continuing education requirement (Section 1749.3(e) of the California Insurance Code).

Continuing Education Exemption Revision

The exemption from the continuing education requirement for licensees 70 years of age and in good standing for 30 continuous years in California does not apply to those individuals licensed for the first time on or after January 1, 2010. (Section 1749.3 (e)).

 

separator