Fullerton couple charged with insurance fraud after four-car collision
News: 2020 Press Release
ORANGE, Calif. — Jamil Reinery Flores, 39, and Nelly Patricia Turcios, 32, a married couple from Fullerton, were charged with multiple felony counts of insurance fraud after allegedly misrepresenting when a car accident occurred in order to receive an undeserved insurance payout.
On June 6, 2016, Turcios was involved in a four-car collision in which she was determined to be at-fault. An investigation by the California Department of Insurance revealed Turcios' husband, Flores, purchased an insurance policy for his wife after the accident occurred. Flores did not disclose the accident Turcios had been involved in earlier that day prior to him purchasing the policy. Three days after the accident, Flores filed a claim with the insurance company stating the accident occurred after the policy was purchased, which Turcios corroborated.
According to a Fullerton Police report taken the day of the accident, the collision occurred at 4:11 p.m. Statements from witnesses further confirmed the accident occurred before the insurance policy was purchased at 5:19 p.m. the day of the accident. The alleged fraud resulted in an $85 loss to the insurance company, however a potential loss of $5,000 was averted due to the investigation.
Both Flores and Turcios self-surrendered on November 9, 2020, to Orange County Superior Court. The couple is scheduled to be arraigned on January 13, 2021. The Orange County District Attorney’s Office is prosecuting this case.
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Led by Insurance Commissioner Ricardo Lara, the California Department of Insurance is the consumer protection agency for the nation's largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. Under the Commissioner’s direction, the Department uses its authority to protect Californians from insurance rates that are excessive, inadequate, or unfairly discriminatory, oversee insurer solvency to pay claims, set standards for agents and broker licensing, perform market conduct reviews of insurance companies, resolve consumer complaints, and investigate and prosecute insurance fraud. Consumers are urged to call 1-800-927-4357 with any questions or contact us at www.insurance.ca.gov via webform or online chat. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.