Skip to Main Content
Menu
Contact Us Search
CA Department of Insurance
CA Department of Insurance
CA Department of Insurance

Daly City electrician sentenced for workers’ compensation insurance fraud

News: 2020 Press Release

For Release: October 20, 2020
Media Calls Only: 916-492-3566
Email Inquiries: cdipress@insurance.ca.gov
Daly City electrician sentenced for workers’ compensation insurance fraud

SAN MATEO, Calif. — Michael Ray Williams, 37, of Daly City, was sentenced to 60 days in county jail and three years formal probation after pleading no contest to two felony counts of insurance fraud after illegally working for multiple employers while simultaneously collecting over $85,000 in workers' compensation benefits from two different insurers. Williams repaid the State Compensation Insurance Fund (SCIF) $40,000 in restitution and was ordered to pay additional restitution to Travelers Insurance and his former employer.

“When employees file false workers’ compensation claims, they cost Californians millions of dollars every year in higher premiums,” said Insurance Commissioner Ricardo Lara. “The actions in this case took advantage of a system designed to help honest workers injured on the job. Thanks to the hard work by the Department of Insurance and the San Mateo County District Attorney's Office this fraudster has been brought to justice.”

In November 2014, Williams was working as an electrician when he sustained a work-related injury. He filed a workers' compensation claim with SCIF and began collecting temporary workers' compensation benefits.

An investigation by the California Department of Insurance revealed that in March 2015, Williams began working for a different employer, yet allegedly continued to collect payments from SCIF. In May 2015, Williams sustained another work-related injury and filed another workers' compensation claim, this time with Travelers Insurance. Between March 2015 and November 2016, Williams allegedly worked for and was paid by three different employers. At one point, Williams was collecting payments from SCIF and Travelers for two different work-related injuries, while continuing to work.

To fraudulently collect benefits, William allegedly misrepresented his level of injury, abilities, earnings and employment status to SCIF and medical providers, including providing false statements to his Qualified Medical Examiner to collect permanent disability benefits after the temporary benefits were exhausted. Williams was also charged with grand theft for allegedly using his former employer's credit card for personal expenses, including the purchase of an engagement ring.

This case was being prosecuted by the San Mateo County District Attorney's Office.

# # #


The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $310 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance website at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.