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San Diegan charged for alleged insurance fraud after hit-and-run

News: 2020 Press Release

For Release: March 4, 2020
Media Calls Only: 916-492-3566
Email Inquiries: cdipress@insurance.ca.gov
San Diegan charged for alleged insurance fraud after hit-and-run

SAN DIEGO, Calif. — Prosecutors have charged Roberto Garcia, 30, with insurance fraud, accusing him of falsifying vehicle reports after a hit-and-run collision. Garcia will be arraigned tomorrow, March 5, 2020, at 1:30 p.m. in San Diego Superior Court Department 101.

On March 3, 2019, Garcia filed a stolen vehicle report with the Chula Vista Police Department and reported his vehicle stolen to his insurance company. Garcia claimed that his vehicle was stolen after he dropped his keys while out at a bar in Chula Vista the night before.

The Department of Insurance launched an investigation after receiving a referral from the California Highway Patrol in San Diego who reported Garcia had been involved in a hit-and-run collision.

The investigation found that in the early morning hours of March 3, 2019, the same day Garcia reported his vehicle stolen, he and his girlfriend, Alejandra Cardenas, were driving on a San Diego freeway when they hit another vehicle, causing minor injuries to a child, and fled the scene. CHP identified Cardenas as the driver and Garcia as a passenger at the time of the accident. In an attempt to cover-up the hit-and-run collision, Garcia falsely reported his vehicle stolen to the Chula Vista Police Department and to his insurer in an alleged attempt to receive an undeserved $10,000 payout from his insurer.

Cardenas was subsequently charged with a felony hit-and-run. The investigation was conducted by the San Diego County Organized Automobile Insurance Fraud Task Force which includes investigators from the Department of Insurance, the San Diego District Attorney’s Office and California Highway Patrol. The San Diego County District Attorney’s Office is prosecuting the case.



The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $310 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance website at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.

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