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CA Department of Insurance
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CA Department of Insurance

Marina del Rey dentist arrested for identity theft in life insurance fraud scheme

News: 2019 Press Release

For Release: August 16, 2019
Media Calls Only: 916-492-3566
Email Inquiries: cdipress@insurance.ca.gov
Marina del Rey dentist arrested for identity theft in life insurance fraud scheme
Marina del Rey dentist arrested for identity theft in life insurance fraud scheme

LOS ANGELES, Calif. — Licensed dentist and licensed insurance agent Milagros Macaraig, 56, of Marina del Rey, was arraigned this week on multiple counts of identity theft after allegedly using patient information to apply for life insurance policies without the patients’ knowledge in order to receive commissions.

An investigation by the Department of Insurance found Macaraig used the identity of two of her patients without their knowledge to sign them up for life insurance policies without their consent or knowledge. Macaraig, as a licensed insurance agent, was able to collect commissions on the applications. Her alleged scheme was an attempt to change her commission structure because the more clients she had, the larger her future commissions would be.

Macaraig submitted the life insurance applications with an electronic signature and paid the initial premium with a money order. The victims were initially made aware of the life insurance policies when they were contacted by their insurer during the underwriting process before any commissions were collected.

This case is being prosecuted by the Los Angeles County District Attorney’s Office. The department is searching for more victims. If you have any information regarding this case please contact the department at 323-278-5000.



The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $310 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance website at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.

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