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Insurance Commissioner Jones opens investigation into alleged denials of life insurance policies for gay men taking HIV/AIDS prevention medications

News: 2018 Press Release

For Release: February 15, 2018
Media Calls Only: 916-492-3566
Email Inquiries: cdipress@insurance.ca.gov
Insurance Commissioner Jones opens investigation into alleged denials of life insurance policies for gay men taking HIV/AIDS prevention medications

SACRAMENTO, Calif. — "Today I directed the California Department of Insurance to open an investigation into published reports that gay men have been denied insurance policies covering life, disability, or long-term care because they were taking medication to protect themselves from HIV/AIDS. Such denials, if they are occurring, could amount to illegal discrimination based on sexual orientation under California law, and if so, the companies doing so could be penalized. The New York Times has reported that various insurers nationwide have denied policies to gay men after learning they took Truvada to protect against HIV. The taking of medication to protect against HIV/AIDS, called pre-exposure prophylaxis (PrEP), is recommended by the Centers for Disease Control and Prevention. These denials may effectively penalize applicants based on sexual orientation. Insurers cannot choose to deny coverage based on discriminatory reasons. I encourage any California residents who believe they have been denied coverage because of PrEP to contact the California Department of Insurance by calling our toll-free Consumer Hotline at 800-927-HELP (4357) or by filing a Request for Assistance online at www.insurance.ca.gov." 

                                                  - Insurance Commissioner Dave Jones



The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $310 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance website at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800.927.4357. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.

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