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CA Department of Insurance

Public Programs

Californians can also get healthcare coverage through public programs. These provide health coverage to those who qualify. Here is some basic information.


Medi-Cal is California's version of the federal Medicaid program. This program generally covers lower-income families and single adults. Medi-Cal is mostly provided by Managed Care Organizations and covers many medical procedures, office visits, and other health-related expenses. You do no pay for Medi-Cal. Instead, you receive it as a benefit if you qualify for it.

In 2014, Medi-Cal was expanded to include single adults and Californians who earn up to 138% of the Federal poverty level. (In 2013 that would mean an individual who earned around $15,900 or less).  Each County in California determines who is eligible, enrollment, and handles complaints. You can apply for Medi-Cal or get questions answered at your local County Medi-Cal OfficeCovered California also accepts applications and then forwards them to the County you live in so that you can get coverage.

You can also contact the California Department of Health Care Services Medi-Cal Member Helpline or call 1-800-541-5555 (outside of California, please call 916-636-1980) for more information and assistance.

Access for Infants and Mothers (AIM)- Medi-Cal Access Program

The program is for uninsured low-income pregnant women and their infants who do not qualify for Medi-Cal is changing its name to the Medi-Cal Access Program. This program is also available to those who have health insurance, but their deductible or co-payment for maternity services is more than $500. For questions about enrollment or the program, visit them online or call 1-800-433-2611.

Medicare, Medicare Part D, and Medicare Supplement

Please visit our Senior Health Coverage page for more information about MediCare, Medicare Part D programs and CDI-regulated MediCare Supplement insurance policies for seniors.

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