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The following reports are for the 2003 Market Share of Property & Casualty Insurers licensed to do business in California. The data are from the National Association of Insurance Commissioner's (NAIC) database, for California licensed companies only. The information is the same as reported on the State Page (page 26) of the insurer's Annual Statement or known as the Statutory Page 14 data. Furthermore, only companies actively doing business in California (with Direct Written Premium greater than $0) are shown.
The reports are "by line of business" on an individual company basis and on a group basis, and are sorted alphabetically by company (or group) name, and by their written premium. The Top 25 Groups' report shows their breakdown of business written by concentration level, which is defined by the percentages of premium written in 2003 by line of business with respect to that group's total business written. These Top 25 Groups represent 77.7% of California's property and casualty industry.
KEY: The columns of the report are as follows:
Rec #: Record Count (number of companies or groups in the report)
Group #: NAIC assigned number for the Group of companies
NAIC #: NAIC assigned number for the Individual companies
Company Name: Name of the insurer
Written Premium: CA Direct Written Premium (DWP)
Market Share: Calculated by dividing the insurer's DWP by the Total DWP for all insurers
Concentration Level: The % of premium written in 2003 by line of business with respect to the group's total business written
Earned Premium: CA Direct Earned Premium (DEP)
Incurred Losses: CA Direct Losses Incurred (DLI)
Loss Ratio: Calculated by dividing the insurer's DLI by the DEP