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CA Department of Insurance

Pair conspires to report car stolen and then strip parts

Dave Althausen
July 26, 2013 12:09 PM

SACRAMENTO - Insurance Commissioner Dave Jones announced today that two Sacramento area residents pled guilty to felony charges of filing a false or fraudulent insurance claim following an investigation and arrest by the California Department of Insurance. Department fraud investigators allege that Alejandro Baroro, 28, and Alfredo Ramos, 28, collaborated to report Baroro's car stolen to law enforcement and Nationwide Mutual Insurance, and then dismantled the vehicle for parts.

"Insurance crime impacts every consumer through higher costs and increased premiums," said Commissioner Dave Jones. "This arrest sends a clear message that we will aggressively pursue prosecution of anyone who falsifies insurance claims."

On August 28, 2012, Baroro reported his car stolen to Sacramento police and filed a claim with Nationwide Mutual Insurance. Later that day Ramos called the Sacramento Sheriff's Department reporting an emergency in progress regarding a vehicle being dismantled. During a follow-up investigation a sheriff's deputy found car parts belonging to Baroro's missing car. Based on mobile phone records between Baroro and Ramos, it was discovered that the two individuals knew each other and were communicating via mobile phone during the time calls were made to law enforcement and around the time the insurance claim was filed.

Both suspects pled to a felony charge of filing a false or fraudulent insurance claim. Charges were filed by the Sacramento County District Attorney's office. Alejandro Baroro and Alfredo Ramos are serving 180 days jail time, received five years formal probation, and are ordered to pay restitution.

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Media Notes:

Booking photos available

Pled guilty to felony pc550(b)(4)



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