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News: 2013 Press Release

For Release: November 12, 2013
Media Calls Only: 916-492-3566
Insurance Commissioner Jones commends Proposition 103's saving consumers and businesses tens of billions of dollars on the 25th anniversary of its passage by voters

SACRAMENTO, Calif. -Insurance Commissioner Dave Jones today issued the following statement regarding the 25th anniversary of Proposition 103:

"Proposition 103 has saved consumers and business tens of billions of dollars in auto and homeowner rates since it was first passed by California voters in 1988.

"Proposition 103 requires auto, homeowners and all property and casualty insurers to file their rates and get approval for rates from the insurance commissioner. Since I was elected commissioner in November 2010, we have saved consumers and businesses over $1.4 billion in insurance rates alone. The Consumer Federation of America report describes how California motorists have benefitted from Proposition 103. Californians appropriately are celebrating the 25th Anniversary of the passage of Proposition 103."

"Unfortunately, while the insurance commissioner has the authority under Proposition 103 to reject excessive auto, homeowners and other property and casualty insurance rate hikes, no one in California including the insurance commissioner has the authority to reject excessive health insurance rate hikes. Californians are surprised to learn that the insurance commissioner in California, unlike 35 other states, does not have the authority to reject excessive health insurance rate hikes."

"Health insurance rates will continue to climb even with the implementation of the Affordable Care Act. We see these rate hikes with the 1 million health insurance cancellation notices sent to individual Californians. California law needs to be changed to give the insurance commissioner the authority to reject excessive health insurance rate hikes."



The California Department of Insurance, established in 1868, is the largest consumer protection agency in California, regulating the $123 billion insurance marketplace. In 2013 the California Department of Insurance received more than 170,000 calls from consumers and helped recover over $63 million in claims and premiums. Please visit the Department of Insurance web site at Non-media inquiries should be directed to the Consumer Hotline at 800.927.HELP or 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.