Largest national disaster drill aims to prompt Californians to prepare
News: 2016 Press Release
Earthquake experts recently reminded Californians of the seriousness of earthquake safety when they issued an alert earlier this month after the shakeup of the Salton Sea. According to the California Earthquake Authority, most Californians live within 30 miles of an active fault and are not covered by any type of earthquake insurance.
"Let today be a reminder for all Californians to prepare before disaster strikes, it can save a life and make recovering easier," said Commissioner Jones. "Before the next earthquake strikes, make sure you take a few simply steps to mitigate your risk of injury and loss and consider earthquake insurance."
It is crucial for residents to understand that standard homeowners or renters insurance does not cover losses or damages caused by earthquakes. However, most insurance companies that sell homeowners or renters insurance in California also offer basic earthquake coverage consisting of dwelling coverage, personal property coverage, and additional living expenses.
For those shopping for earthquake or other coverage, the department has a homeowner's insurance comparison tool where homeowners and renters can compare insurance premiums homeowners, condominium, renters and earthquake insurance premiums quoted today.
- Link to 2016 Great California ShakeOut
- Additional resources for earthquake insurance can be found on the Department's website:
The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $289 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $394 million in claims and premiums. Please visit the Department of Insurance web site at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800.927.HELP or 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.