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CA Department of Insurance

Lakewood man arrested for insurance fraud after crashing BMW in race

News: 2015 Press Release

For Release: December 8, 2015
Media Calls Only: 916-492-3566
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Lakewood man arrested for insurance fraud after crashing BMW in race

LOS ANGELES, Calif. - Andres Hernandez, 36, of Lakewood, was arrested last week on two counts of auto insurance fraud. Hernandez allegedly totaled his BMW while racing and then provided false statements to his insurer about the location of the collision.  As a result, Hernandez was paid $64,860 for the claim. 

"Many people make the mistake of thinking insurance fraud is a victimless white collar crime," said Insurance Commissioner Dave Jones. "The fact is all Californians pay the price for insurance fraud through higher premiums when insurers pass their losses on to policyholders." 

Hernandez told his insurer that he crashed his 2015 BMW M3 on Angeles Crest Highway, but Department of Insurance detectives discovered the crash actually occurred at a racing event at the Auto Club Speedway in Fontana. 

Hernandez wrecked his vehicle while trying to get the best lap time when he spun out and hit the raceway wall. He allegedly claimed the collision occurred on the highway because his personal auto policy did not provide coverage for racing.  

Media Notes:

The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $289 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance web site at Non-media inquiries should be directed to the Consumer Hotline at 800.927.HELP or 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.

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