Studies, Reports & Publications
News: 2012 Press Release
For Release: April 11, 2012
Media Calls Only: 916-492-3566
Insurance Commissioner Dave Jones Reminds Californians About Storm Damage Coverage
Water, Mud Damage May Be Covered By Auto Insurance
Insurance Commissioner Dave Jones today reminded California residents that most auto insurance policies with comprehensive coverage will cover damage due to flooding and mudslides, as well as falling trees.
"We can't forget that last December the Los Angeles and the San Gabriel Valley areas were hit hard by an extreme storm with record high winds, creating quite a bit of water and mud damage," said Commissioner Jones. "In the wake of these current storms, I encourage consumers to check their auto insurance policies to make sure they have the coverage they need and whether full physical damage coverage is something they should consider."
Full physical damage coverage is not mandated by law, but many consumers choose to purchase it. It covers damage to a car caused by a reason other than collision, such as fire, theft, windstorm, flood and vandalism.
Consumers with insurance questions should contact the Department of Insurance's help line at 800-927-HELP.
Please visit the Department of Insurance Web site at www.insurance.ca.gov. Non media inquiries should be directed to the Consumer Hotline at 800.927.HELP. Callers from out of state, please dial 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.
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