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News: 2011 Press Release

For Release: October 20, 2011
Media Calls Only: 916-492-3566
Insurance Commissioner Dave Jones Applauds Californians For Taking Part In The Great ShakeOut Of 2011
Reminds consumers to be prepared before disaster strikes

Insurance Commissioner Dave Jones applauded Californians across the state for taking part in the Great ShakeOut of 2011 today. 

"The next major earthquake is one we can be prepared for with some very basic steps," said Commissioner Jones. "Earthquakes are a constant threat to all California residents."

Today, at 10:20 a.m., marks the Great ShakeOut drill in California where people are encouraged to drop, cover and hold to prepare for the next earthquake. Schools, businesses, state, local and federal government, medical facilities non-profits, neighborhood groups, first responders and many others participate in this drill annually in California. For 2011 over 8.5 million people have already signed up to do the drill which is the largest earthquake preparedness activity in the U.S. For more details go to www.shakeout.org. Consumers with damaged homes but without insurance would have limited government relief options and could face financial devastation.

"Scientists have predicted that a significant earthquake could strike California anywhere and at any time," said Commissioner Jones. "I want to urge all Californians to be prepared in the event of an earthquake."

Based on a data call by the Department of Insurance, almost 90% of homeowners and renters do not have earthquake insurance.

Commissioner Jones reminds all homeowners to be prepared in the event of an earthquake or any potential disaster by conducting a home inventory and offers the following tips:

  • Using a household digital camera and a Home Inventory Guide from the California Department of Insurance, catalogue your possessions and document their values. Photographs of household goods are especially helpful when an item is difficult to describe on paper, or if a purchase receipt cannot be obtained.
  • Label photographs with information about each item.
  • If a video recorder is used, commentary about each item should be included.
  • A copy of the inventory and supporting documentation, such as receipts and model numbers, should be stored in a safe place, such as a safe-deposit box, work office, or a relative's house.
  • These records should also include financial documents such as insurance policies and mortgage information.
  • A free Home Inventory Guide is available at www.insurance.ca.gov.
  • Homeowners are encouraged to review their homeowners' insurance policy with their agent to determine if they have sufficient coverage limits for the dwelling, personal property, and any special characteristics, such as antiques, expensive jewelry, and other valuable collections.
  • Contact CDI at 800-927-HELP to obtain consumer information guides about additional insurance products, or for any insurance-related questions.

 

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The California Department of Insurance, established in 1868, is the largest consumer protection agency in California, regulating the $123 billion insurance marketplace. In 2012 the California Department of Insurance received more than 160,000 calls from consumers and helped recover over $64 million in claims and premiums. Please visit the Department of Insurance web site at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800.927.HELP. Out-of-state callers, please dial 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.

If you are a member of the public wishing information, please visit our Consumer Services.

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