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CA Department of Insurance

Broker-Agent License


The links below provide you with information on Personal Lines Broker-Agent license, what is required of the applicant/licensee, how to apply and more. 

This license will allow a licensee to transact the following:

  • automobile insurance (including recreational vehicles used for noncommercial purposes),
  • personal watercraft insurance,
  • residential property insurance (including earthquake and flood insurance),
  • inland marine insurance covering personal property, and
  • umbrella or excess liability insurance.

To become a personal lines broker-agent, the applicant will be required to complete a 20-hour prelicensing classroom course approved by the CDI and an approved 12-hour prelicensing classroom course on the California Insurance Code and ethics. The applicant will also be required to pass a written examination.

Section 1625.5 of the CIC states that initial licenses for Personal Lines Broker-Agents are effective so that renewals are staggered throughout the year rather than all due at the same time at the beginning of every odd year was in the past. However, the renewal date for an existing Personal Lines Broker-Agent will remain the same. If a Personal Lines Broker-Agent also holds an additional license qualification (e.g. Life-Only Agent, Accident and Health Agent) the Personal Lines Broker-Agent's renewal date will be changed so that these licensees will have one renewal date instead of two renewal dates as in the past.

Section 1749.31 States the personal lines broker-agent continuing education requirement is 24 hours during each two-year license term.

If you have any questions about the Personal Lines Broker-Agent License information you are reviewing, please read the most commonly asked questions in our Personal Lines Questions and Answers section. If you need further assistance, please call CDI's Licensing Hotline at (800) 967-9331 or send an e-mail to Producer Licensing Bureau. Please be sure to include your name, telephone number, license number and e-mail address in all correspondence with the CDI.

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