Residential Insurance Home-Renters

State of California Department of Insurance Problems in Obtaining Insurance....................................19 • The California Fair Access to Insurance Requirements (FAIR) Plan • National Flood Insurance Program (NFIP) What are Your Rights?......................................................21 • Cancellations and Non-renewals • Premiums • Refunds Home Protection Contracts............................................ 23 Summaries of Key Legislation.........................................24 • Senate Bill 64 • Senate Bill 1855 • Assembly Bill 2199 • Assembly Bill 2962 Some Final Tips................................................................26 Glossary of Terms.............................................................28 Spanish Information.........................................................31 Talk to Us..........................................................................32 Table of Contents (continued)