Earthquake Insurance

Table of Contents Page 5 Before You Buy Earthquake Insurance… 7 Basic Earthquake Insurance 9 What Earthquake Insurance Does Not Cover 11 Earthquake Retrofitting 13 How to File a Claim for Earthquake Damage 15 Should I Buy Earthquake Insurance? 17 Common Terms 18 For More Information 19 Talk to the Department of Insurance Earthquakes Are a Fact of Life in California Earthquakes will happen, but we do not know exactly when. We do know that they can cause a lot of damage to your home and your belongings. You may even have to move out of your home while it is repaired or rebuilt. Homeowners, renters, and condominium insurance policies do not cover damage from natural disasters such as earthquakes, floods, and landslides. Earthquake insurance can help pay for some of your losses. This brochure will tell you about earthquake insurance.