Insurance Commissioner Dave Jones Reminds Californians About Storm Damage Coverage
News: 2012 Press Release
Insurance Commissioner Dave Jones today reminded California residents that most auto insurance policies with comprehensive coverage will cover damage due to flooding and mudslides, as well as falling trees.
"We can't forget that last December the Los Angeles and the San Gabriel Valley areas were hit hard by an extreme storm with record high winds, creating quite a bit of water and mud damage," said Commissioner Jones. "In the wake of these current storms, I encourage consumers to check their auto insurance policies to make sure they have the coverage they need and whether full physical damage coverage is something they should consider."
Full physical damage coverage is not mandated by law, but many consumers choose to purchase it. It covers damage to a car caused by a reason other than collision, such as fire, theft, windstorm, flood and vandalism.
Consumers with insurance questions should contact the Department of Insurance's help line at 800-927-HELP.
The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $310 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance website at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800.927.4357. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.