Annuities, What Seniors Need to Know

Table of Contents What Seniors Need to Know .................................................... 2 Kinds of Annuities ..................................................................... 4 Deferred Annuities .................................................................... 6 Annuities and Taxes ................................................................... 7 Annuities and Estate Planning ................................................. 8 Protect Yourself from Financial Abuse ................................... 9 Choose the Right Annuity for You ........................................ 11 Check Out the Insurance Company .......................................13 How to File a Complaint ......................................................... 14 Find More Information ........................................................... 14 Common Terms ....................................................................... 15 Highlights in Spanish.................................................................16 Talk to the Department of Insurance .....................................17