Automobile Insurance

5 Compare Policies Auto policies can vary a lot. Discuss your insurance needs openly with your agent, broker, or insurance company. They can help you, but it is your responsibility to choose the insurance that is best for you. You should always get several quotes. A quote is an estimate of your premium cost. Compare quotes before you buy a policy. Know Your Policy It is important to be familiar with your auto policy before you need it. Read it carefully. The Declarations page is a useful summary of your policy. • Call your agent, broker, or insurance company if you do not understand something in your policy. • Tell your agent, broker, or insurance company if you sell or buy a car or have new drivers in your household. • Read your policy before you allow others to drive your car. Some drivers might be excluded from your policy. This means that the policy will not cover accidents when they are driving. Contact the California Department of Insurance (CDI) We are the state agency that regulates the insurance industry. We also work to protect the rights of insurance consumers. See page 28 for more information about CDI. Contact us at: 1-800-927-4357 www.insurance.ca.gov