13 • Once the claim has been accepted, the insurer must pay the claim immediately, but in no event later than 30 days from the date settlement was reached. • Advise you whether or not they will pursue subrogation. If the insurance company pursues subrogation, they must include your deductible unless you have already recovered your deductible. The above represents a paraphrased brief overview of some of the Fair Claims Settlement Practices Regulations. You may view a complete copy of the Regulations by visiting the CDI website located at www.insurance.ca.gov .