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CA Department of Insurance

Rate Enforcement Bureau

The Rate Enforcement Bureau enforces the provisions of Proposition 103 and other laws pertaining to the availability and affordability of insurance and the rating and underwriting practices of property and casualty insurers. The Bureau represents the Department's position in prior approval rate hearings before a Department of Insurance Administrative Law Judge. The Bureau provides legal support to the Department's Rate Regulation Branch, and legal assistance for issues related to the California Earthquake Authority, the Commissioner's Disaster Initiatives, the California Automobile Assigned Risk Plan, and the California Low Cost Automobile Insurance Program. Among other things, the Bureau provides legal opinions, legislative analyses, legal support in connection with various litigation matters, and promulgates regulations.

Rate Enforcement Bureau Chief - Assistant Chief Counsel Elizabeth Mohr

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