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CA Department of Insurance

Couple surrenders following investigation of false theft claim for Lincoln LS

News: 2014 Press Release

For Release: June 12, 2014
Media Calls Only: 916-492-3566
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Couple surrenders following investigation of false theft claim for Lincoln LS
Automobile was in a Tijuana impound yard at time of claim

ONTARIO, Calif. - Miguel Zamora, 40, and Leticia Delgado Diaz, 32, of Ontario face criminal charges after filing a false police report for the alleged theft of a 2001 Lincoln LS.

"Regardless of the dollar amount, these falsified theft claims harm consumers by driving up insurance premiums," said Commissioner Jones. "Our detectives are meticulous in their investigations and take these matters very seriously."

Zamora and Diaz told investigators that they parked their Lincoln on a street in Compton on New Year's Day and left it overnight. Zamora claimed that when he and Diaz returned the next day, the vehicle was missing. The Lincoln was insured through Infinity Insurance, valued at $1,220. The Delgado's contacted the Los Angeles Police Department to report the alleged vehicle theft. During the course of a Department of Insurance investigation, it was discovered that Delgado's car had been in an impound yard in Tijuana, Mexico, since November 2013.

On January 14, 2014, Zamora and Diaz were interviewed in person at the Ontario office of Infinity Insurance. Both suspects provided recorded statements that maintained their original claim that they had last driven the vehicle on January 1, unaware that the Los Angeles Police Department had already discovered that their vehicle had been impounded in Mexico. The investigation eventually led to Zamora and Diaz surrendering at the Rancho Cucamonga Courthouse on June 6, 2014. The San Bernardino County District Attorney's Office is prosecuting the case. If convicted, Zamora and Diaz could face up to a $50,000 fine and state prison for up to five years.

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Media Notes:

No booking photo available.

The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $310 billion in premiums annually in California. Since 2011 the California Department of Insurance received more than 1,000,000 calls from consumers and helped recover over $469 million in claims and premiums. Please visit the Department of Insurance website at Non-media inquiries should be directed to the Consumer Hotline at 800.927.4357. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.

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