Former Tracy police officer faces sentencing for felony insurance fraud
News: 2013 Press Release
STOCKTON, Calif. - Keith Hooks, 43, a former City of Tracy police officer, will be sentenced on Monday, August 26, 2013 in San Joaquin Superior Court in Stockton. Hooks pled guilty to felony insurance fraud earlier this month after falsifying a claim for the loss of three Mickey Mantle collector baseball cards.
The California Department of Insurance initiated an investigation in May 2012 based on a tip from California State Automobile Association Insurance Group. CSAA Insurance Group received a homeowner's insurance claim from Hooks for the theft of three Mickey Mantle baseball cards, he valued at approximately $20,500. The company reported their suspicions to the department after Hooks gave numerous inconsistent statements regarding how the baseball cards were acquired, their purchase price and the method of payment.
"The dishonesty of insurance fraud is shocking in itself, but the fact that this was perpetrated by a law enforcement officer is heinous and unconscionable," said Insurance Commissioner Dave Jones. "Taking advantage of an insurer by filing false claims contributes to inflating costs and increases in premiums."
The investigation revealed that Hooks changed the purchase dates of the cards three times during the course of the claim. He also changed his story regarding the details of the purchase including the identity of individuals that traveled with him during the purchase of the baseball cards. The Las Vegas card show where Hooks claimed to have purchased the baseball cards was actually an industry convention that was closed to the general public. Department detectives determined on the two dates on which Hooks claimed he purchased the baseball cards in Las Vegas he was either on duty as a police officer for the City of Tracy or vacationing in South Lake Tahoe.
In one of Hooks' previous homeowner's claims filed in 2008, he reported the loss of over 100 baseball cards valued from $10 to $6,000 each and received a payout of over $14,000. In total, Hooks has received over $56,000 from five homeowner's insurance claims filed due to the reported loss of personal property from theft.
Sentencing is expected to include a minimum of four years felony probation and an order to pay $7,055 in restitution as well as court fines.
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- August 26, 2013, Hooks will receive sentencing in San Joaquin County Superior court
- August 1, 2013, Hooks pled guilty to one felony count of insurance fraud
- June 30, 2013, Hooks resigned from the City of Tracy Police Department
- May 2012, AAA reports a suspected fraudulent homeowners claim
- 2008, Hooks files claim for theft with $14,000 insurance payout
- Hooks received over $56,000 from a total of five homeowner's insurance claims filed due to theft.
The California Department of Insurance, established in 1868, is the largest consumer protection agency in California, regulating the $123 billion insurance marketplace. In 2013 the California Department of Insurance received more than 170,000 calls from consumers and helped recover over $63 million in claims and premiums. Please visit the Department of Insurance web site at www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800.927.HELP or 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.