Report on the California Department of Insurance Intervenor Program Costs
California Insurance Code Section 1861.10 provides for consumer participation in Department proceedings conducted pursuant to Proposition 103 (California Insurance Code Section 1861.01 et seq.). These consumer representatives (intervenors) are entitled to compensation for their reasonable advocacy fees and expenses they incur in proceedings conducted by the Department.
Intervenors generally participate in two types of proceedings - rulemaking and prior approval rate hearings. The rulemaking matters relate to the promulgation of regulations intended to implement provisions of Proposition 103. The prior approval rate hearings concern rate applications by specific insurance companies.
Intervenor Compensation Fiscal Year 2011-12:
| Intervenor | Matter Type | Award | Source | Comments |
|---|---|---|---|---|
|
Consumer |
Prior approval of insurance rates |
$59,350.50 |
Insurer |
Hartford Casualty (Auto) |
|
Consumer |
Prior approval of insurance rates |
$30,427.50 |
Insurer |
Allied Property & Casualty, AMCO (Homeowners) |
|
Consumer |
Prior approval of insurance rates |
$29,327.50 |
Insurer |
American Modern Home (Homeowners) |
|
Consumer |
Prior approval of insurance rates |
$646,931.78 |
Insurer |
Allstate (Auto) |
|
Consumer |
Prior approval of insurance rates |
$32,302.00 |
Insurer |
Encompass (Homeowners) |
|
Consumer |
Prior approval of insurance rates |
$97,598.00 |
Insurer |
Liberty Fire (Auto) |
|
Consumer |
Prior approval of insurance rates |
$57,445.00 |
Insurer |
Interinsurance Exchange of the Automobile Club (Auto) |
|
Consumer |
Prior approval of insurance rates |
$103,039.50 |
Insurer |
Farmers Ins. Exchange / Truck Ins. Exchange / Mid-Century (Auto) |
|
Consumer |
Prior approval of insurance rates |
$50,969.50 |
Insurer |
Safeco (Homeowners) |
|
Consumer |
Prior approval of insurance rates |
$78,304.50 |
Insurer |
California Automobile / Mercury Casualty / Mercury (Auto) |
| Consumer Watchdog |
Prior approval of insurance rates |
$66,800.50 |
Insurer |
USAA Group, et al. (Homeowners) |
|
Consumer |
Rulemaking / Regulations |
$66,672.50 |
Prop 103 Fund |
Principally At-Fault Regulations |
|
Grand Total |
$1,319,168.78 |
|
|
|
|
Total Insurers |
$1,252,496.28 |
|
|
|
|
Total Prop 103 Fund |
$66,672.50 |
|
|
|
